I know, you’re still in college and it is “too soon to start thinking about financial responsibility“.  Right?

WRONG!

College is the perfect time to start looking at your credit, and building your credit while still in college.

However, before you go out and apply for a bunch of random college student credit cards, read this page and look at my college student credit cards recommendations first to save you a lot of time and headaches.

Also…

Building your credit does NOT mean using your credit card to buy stuff when you don’t have the money to buy it. 

Since when did it make sense to
spend money you don’t have?

Building your credit means using your credit card wisely, and while in college, paying off the entire statement each month… and not making late payments.

So, here’s my guide to college student credit.  I got my first credit card when I was a freshman in college… and was able to build my credit up to over 700 (that’s pretty decent if you don’t know credit scores) by the time I was out of college.

Here’s how you can responsibly build your credit and find the college credit cards that are right for you.